Student Financial Aid

Introduction

A number of financial aid programs are available to students pursuing university studies at the Royal Military College of Canada (RMC). Please consult the information below for more details.

Ontario residency requirements

Full-time students

• have always lived in Ontario or;
• Ontario is the last province you have lived in for 12 months in a row without being a full-time post-secondary student or;
• you live in Ontario now AND have lived in Canada for less than 12 months in a row.

If you are married/common-law, you can be considered an Ontario resident if:

• your spouse has always lived in Ontario or;
• your spouse has lived in Ontario for the last 12 months in a row without being a full-time post-secondary student or;
• All of these statements are true:
  • you now reside in Ontario;
  • you’ve lived in Canada for less than 12 months in a row;
  • your spouse has lived in Canada for less than 12 months in a row.

If you qualify as a dependent student, you are considered an Ontario resident if:

• Ontario is the last province in which your parent(s) have lived in for at least 12 months in a row or;
• All of these statements are true:
  • you now reside in Ontario;
  • you’ve lived in Canada for less than 12 months in a row;
  • your parent(s) have lived in Canada for less than 12 months in a row.

Part-time students

• have always lived in Ontario or;
• Ontario is the last province you have lived in for 12 months in a row without being a full-time post-secondary student or;
• you live in Ontario now AND have lived in Canada for less than 12 months in a row

Ontario Student Assistance Program (OSAP)

• To apply to the Ontario Student Assistance Program (OSAP), you must register at the OSAP website and fill out a Full-Time or Part-Time application, as applicable.
   
• OSAP will communicate with you through your message inbox of your account. It is important you check your messages regularly and opt-in for email notifications.
   
• You can complete most actions through your account, including uploading documents requested by OSAP during the application process.
   
• The Ministry, including salary, will verify all information submitted to OSAP.
   
• The Ministry will verify income with the Canada Revenue Agency (CRA) and any discrepancies may result the reassessment of your application.
   
• OSAP for full-time students is normally distributed twice a year. In (September) you will receive 60% of your entitlement. In (January) you will receive the remaining 40%.

Deadlines to apply

• For full-time students and part-time students with study periods of 21 weeks or more, submit your OSAP application no later than 60 days before the end of your study period.
   
• For part-time students with study periods of 20 weeks or less, submit your OSAP application no later than 40 days before the end of your study period.

Continuation of interest-free status

If you have previous student loans and you plan to continue your studies but do not plan to apply for additional student assistance, for the upcoming school year, you must ensure your previous loans are placed in interest-free status so that you do not have to repay the loans and interest while you are in school. To maintain interest-free status on your loans, you must be enrolled full-time and you must complete the online Continuation of Interest-Free Status application through OSAP or through NSLSC.

Maintaining academic progress

Students receiving OSAP must maintain satisfactory academic progress according to the Ministry of Colleges and Universities’ policy. This means students are required to successfully complete the academic requirements of their programme to continue to be eligible for OSAP. Frequent or multiple programme switches, drops, withdrawals and/or repeats of programmes that are funded by OSAP may also be considered lack of academic progress and direction.

Full-time & Part-time criteria for OSAP

Undergraduate applicants

Students enrolled in Undergraduate studies programmes must meet one of the following criteria to qualify as a full-time student when applying for OSAP funding:

Minimum credits permitted by term/academic year

Students enrolled in Undergraduate studies programmes are considered part-time by OSAP if they are registered in less than the minimum number of credits of the full-year programme for their Programme of Study.

Graduate studies applicants

Students enrolled in Graduate Studies programmes are considered full-time by OSAP if they are:

• Registered as a full-time student, (A full-time graduate studies student would have a course load of 100% on the OSAP application.) 

Students enrolled in Graduate Studies programmes are considered part-time by OSAP if they are:

• Registered as a part-time student.

Document uploading procedures

1. Log into your OSAP account and go to your OSAP application (full-time or part time)
2. Under your application click Print or Upload documents this will take you to the Required Documents (print/upload) page
3. Locate your pdf file using the “browse” button.
4. Select the file and click on “open”.

You will get a message confirming if your document was accepted for upload purposes. Repeat the process for each required document.

Declaration and Signature pages

• All declaration and signatures pages must be printed first so that you, your parent(s) and/or spouse (as applicable) can sign the pages as required.
• Use dark blue or black ink when signing the pages.
• Scan each type of declaration pages separately. For instance, your signature pages will be a separate file than the declaration and signature pages of your parent(s).
• Each declaration and signature pages file must include all pages of the document
• Your signature page documents can be up to 5 MB in size

Links to OSAP

• Information module
• OSAP Homepage
• About OSAP
• Definitions
• How to apply
• Student Aid Estimator
• Next steps
• Receiving your money
• How to maintain eligibility

Student assistance programs by province/territory

Contacts